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Many times, we may not initially notice someone we love or are providing services to is struggling with vision loss. Especially as many causes of vision loss are gradual such as with eye conditions like cataracts or glaucoma. Frequently we get

88% of all universal life policies that are issued are lapsed or surrendered — without payment of a death benefit — because policyholders no longer want or need their policies, or they can no longer afford them. It is important